XRP  purpose-built for cross-border payments. 4-second settlement on the XRP Ledger, fee under a cent, no KYC at our end.
XRP settles in 4-10 seconds on the XRP Ledger with sub-cent fees. Originally designed for cross-border bank transfers, it works just as well for funding a virtual card. The XRPL uses a federated consensus model (no mining) so transactions are deterministic  when consensus closes, the transaction is final, no re-org risk.
XRP deposits require a destination tag (sometimes called "memo"). The dashboard shows both the address and the tag  both are required. Send WITHOUT the destination tag and the funds may not credit your account, requiring manual intervention.
Most wallets and exchanges have a separate field for the tag  it's typically a numeric string. Always paste both before sending.
Contact support via the in-dashboard ticket system. Recovery is possible but manual and slow. Always include the tag.
Many exchanges and services share a single XRP receiving address across all customers and route deposits internally by the tag. CryptoCardy uses the same model.
XRP has hard finality at ledger close (~4 seconds). We credit immediately after the ledger closes confirming the tx.
$5 equivalent. Also note: XRP reserves require a minimum 1 XRP balance in any XRPL account, but this is handled by exchange withdrawals automatically.
Yes  Ledger and Trezor both support XRP natively, including destination tag support.
Pick a BIN above, top up with any of 20 cryptocurrencies, and your card is ready to use the moment the deposit confirms.