BTC

Get a Bitcoin debit card with BTC

Turn on-chain Bitcoin into a no KYC virtual debit card. Deposit BTC, issue a private Visa or Mastercard, and start spending after 1-3 confirmations.

All coins
BTC
Ticker
BTC
Settlement speed
~15-45 min (1-3 confirmations)
Network fee
Standard BTC network fee
Minimum
$5

If you're searching for a bitcoin debit card without KYC, this is the simplest route: deposit on-chain BTC, wait for confirmation, then issue a private Visa or Mastercard virtual card from the same balance. On-chain BTC settlements usually take 15-45 minutes depending on the fee you pay and network congestion.

Bitcoin funding step by step

  1. In your CryptoCardy dashboard, click Deposit and pick Bitcoin (BTC).
  2. The dashboard shows a deposit address and a QR code. Send your BTC from any wallet that supports on-chain Bitcoin.
  3. Wait for 1-3 confirmations. Typical timing: ~10 minutes per confirmation at a normal fee. Total: 15-45 minutes.
  4. Once confirmed, your account balance updates. Issue a card from the dashboard.

Fees and what you receive

The deposit fee is 2% of the amount you send. So if you send $500 of BTC, your account balance credits with $490. (The 2% covers our card-issuance infrastructure and crypto-rail fees; it is not a Bitcoin network fee — that's separate and paid by your wallet to the BTC miners.)

Minimum deposit: $5 worth of BTC. Maximum per transaction: no platform-side cap, but Bitcoin's on-chain fees become significant relative to small amounts.

Recommended for

When to pick a different chain

If you need the card in seconds, pick USDT TRC-20 (settles in ~20 seconds, near-zero network fees) or Solana (settles in ~5 seconds). If you want maximum privacy at the funding step, pick Monero (XMR).

Frequently asked

Frequently asked questions

Can I get a bitcoin debit card without KYC?

Yes. Deposit BTC into your CryptoCardy balance, wait for confirmation, then issue a private virtual Visa or Mastercard without identity verification.

Can I use Bitcoin Lightning Network?

Not yet. On-chain BTC only for now. Lightning support is on the roadmap.

What if my BTC transaction has insufficient fees and stalls?

The deposit credits once it confirms, however long that takes. If you sent at a low fee during congestion, it may take hours; we have no control over the BTC mempool.

Are SegWit / Taproot addresses supported?

Yes — the deposit address we provide is a SegWit (bech32) address. Spending from Taproot inputs works normally.

Can I send less than the requested amount?

Yes — we credit whatever arrives. Just be aware that the 2% fee applies to whatever amount we receive.

What if I send to an old deposit address?

Deposit addresses remain valid; funds sent to a previously issued deposit address still credit your account.

What's the fastest way to convert BTC into a working card?

Pay a high BTC fee (top of the next-block range), then issue the card the moment the first confirmation lands. End-to-end: 10-15 minutes.

Top up with BTC and issue your bitcoin debit card

Pick a BIN above, top up with any of 20 cryptocurrencies, and your card is ready to use the moment the deposit confirms.