USDT

Top up your card with USDT

Top up with USDT on Ethereum (ERC-20). Use this only if you already hold USDT-ERC20 — for fresh deposits, USDT TRC-20 is faster and cheaper.

All coins
USDT
Ticker
USDT
Settlement speed
~3-10 min (12 confirmations)
Network fee
$5-$30 (gas-dependent)
Minimum
$5

USDT on Ethereum is the original USDT — the largest-cap stablecoin variant by supply. For CryptoCardy top-ups, it works flawlessly: send to our ERC-20 deposit address, wait for 12 Ethereum confirmations (~5 minutes), get credited the full USD value minus the orchestrator's rate quote.

However, ERC-20 USDT transfers cost $5-$30 in Ethereum gas. If you have the choice, USDT on TRON (TRC-20) is the same dollar value with $0.50 fees and 5x faster settlement.

When ERC-20 USDT makes sense

For any other scenario, USDT on TRON or Solana is the better path.

Step by step

  1. Click Deposit, pick USDT (ERC-20).
  2. Send the displayed USDT amount to the Ethereum address from any USDT-ERC20 wallet.
  3. Wait for 12 Ethereum confirmations (~3-10 minutes depending on network).
  4. Balance credits. Issue a card.

IMPORTANT: chain matching

Our USDT (ERC-20) address is an Ethereum address (starts with 0x). Do NOT send USDT-TRC20 there — those funds are lost. Always match the chain to the address: ERC-20 → Ethereum address; TRC-20 → TRON address (T); Solana → SPL address; BEP-20 → BSC address.

Frequently asked

Frequently asked questions

What's the difference between USDT-ERC20 and USDT-TRC20?

Same token, different chain. ERC-20 lives on Ethereum (slow, expensive). TRC-20 lives on TRON (fast, cheap). The USD value is identical.

Can I send USDT-ERC20 to your TRC-20 address?

No — the funds will be lost. We can't recover cross-chain mis-sends. Always double-check the network.

What if Ethereum gas spikes after I send?

Your tx confirms slower but still confirms. We credit at 12 confirmations whenever that lands.

Is there a minimum?

$5 equivalent. With ERC-20 gas at $10+, going below $50 is poor economics.

Why so many confirmations?

Ethereum re-orgs happen at low block depth. 12 confirmations is the standard exchange-grade safety threshold.

Does the deposit address change?

No, it stays valid for your account. Send any amount, any number of times, to the same address.

Top up with USDT now

Pick a BIN above, top up with any of 20 cryptocurrencies, and your card is ready to use the moment the deposit confirms.