Two no-KYC, crypto-funded virtual-card products targeting the same audience. Here's how they differ on BIN range, fees, and mobile-wallet support.
Both CryptoCardy and Cryptostamp serve the no-KYC crypto-funded virtual card market. The differences come down to BIN tier flexibility, mobile-wallet provisioning success rates, supported cryptocurrencies, and pricing structure. Pick the one whose feature set matches your actual use case.
| Feature | CryptoCardy | Cryptostamp |
|---|---|---|
| KYC required | None | None |
| BINs offered | 7 (Visa + Mastercard, 5 tiers) | 1-2 (Visa) |
| Apple Pay / Google Pay | All BINs | Some BINs |
| Per-tx limit (typical) | $1,000 – $5,000 | $1,000 – $2,000 |
| Per-month limit (typical) | $10,000 – $50,000 | $5,000 – $20,000 |
| Active cards per account | 20 | Variable |
| Issuance fee | $1.50/card | $2 – $5/card |
| Top-up fee | 2.0% | 3% – 5% |
| Supported cryptocurrencies | 20 (BTC, XMR, ETH, USDT ×4, USDC, …) | 5-8 |
| Monero (XMR) supported | Yes | Varies |
| REST API + webhooks | Yes | Limited |
| i18n / multilingual UI | 8 languages | English only |
| Public support email | None (in-dashboard tickets) | Email-based |
CryptoCardy's seven BINs  Visa Business, Mastercard World, Visa Platinum, Mastercard Standard, Visa Corporate, Visa Classic, Mastercard Prepaid  let you pick the right tier for each use case. Cryptostamp typically issues a single Visa BIN, which works fine for everyday e-commerce but is overkill for trial signups and underwhelming for ad-platform billing.
Practical implication: on Facebook Ads, a Visa Business BIN clears Meta's underwriting at a noticeably higher rate than a generic Visa Classic. If your primary use case is ad spend, the BIN choice matters more than the rest of the comparison.
Apple Pay and Google Pay's issuer-validation services rank BINs by tier. CryptoCardy's BIN 485291 (Visa Platinum) and BIN 541263 (Mastercard Standard) are specifically tuned to clear wallet provisioning on the first attempt. Lower-tier prepaid BINs  which is what most Cryptostamp issuance defaults to  often trigger a "verify with your bank" loop that is fatal for a no-KYC card (no phone number, no callback to register).
If you intend to use the card primarily through Apple Wallet or Google Wallet, the wallet-provisioning success rate is the single most important differentiator.
CryptoCardy accepts 20 cryptocurrencies including Monero (XMR), Tether on four different chains (ERC-20, TRC-20, Solana, BEP-20), USDC, XRP, and the major L1s and L2s. Cryptostamp typically supports 5-8 chains with the headliner cryptocurrencies (BTC, ETH, USDT).
If you fund primarily with Monero (most-anonymous chain), CryptoCardy is the safer pick  Monero support across no-KYC card providers is unreliable. We've maintained it consistently as a first-class settlement currency.
CryptoCardy: $1.50 per card issuance, 2% on top-ups, no monthly fee. Cryptostamp: typically $2-$5 per issuance, 3-5% on top-ups. For a customer issuing a few cards per month and topping up $500/month, CryptoCardy's total cost is roughly 30-50% lower.
CryptoCardy wins on BIN tier flexibility (7 vs 1-2), mobile-wallet provisioning reliability (Platinum + Standard tiers tuned for it), supported cryptocurrencies (20 incl. Monero), fees (~30-50% cheaper), and multilingual support (8 languages vs English-only).
Cryptostamp wins if you specifically prefer their UI, their support model, or if you've already established a working setup there and the switching cost outweighs the differences.
If you're choosing between the two for a new setup, CryptoCardy is the recommended pick for the broader feature set at a lower cost.
No  virtual cards are issuer-specific and cannot be transferred. You need to issue fresh cards on whichever platform you choose and update merchant payment methods accordingly.
CryptoCardy's in-dashboard ticket system requires at least one active card (intentional gate to keep support queue clean for actual customers). Cryptostamp typically offers email-based support without that gate.
Both are no-KYC. CryptoCardy's seed-only authentication and lack of email/phone means there is literally nothing for us to leak in a breach. We do not know who our customers are.
CryptoCardy. Monero settlement has been continuously available since launch. Cryptostamp's Monero support has historically been intermittent.
Pick a BIN above, top up with any of 20 cryptocurrencies, and your card is ready to use the moment the deposit confirms.