Two no-KYC, crypto-funded virtual-card products targeting the same audience. Here's how they differ on BIN range, fees, and mobile-wallet support.
Both CryptoCardy and Cryptostamp serve the no-KYC crypto-funded virtual card market. The differences come down to BIN tier flexibility, mobile-wallet provisioning success rates, supported cryptocurrencies, and pricing structure. Pick the one whose feature set matches your actual use case.
| Funcionalidade | CryptoCardy | Cryptostamp |
|---|---|---|
| KYC required | None | None |
| BINs offered | 7 (Visa + Mastercard, 5 tiers) | 1-2 (Visa) |
| Apple Pay / Google Pay | All BINs | Some BINs |
| Per-tx limit (typical) | $1,000 – $5,000 | $1,000 – $2,000 |
| Per-month limit (typical) | $10,000 – $50,000 | $5,000 – $20,000 |
| Active cards per account | 20 | Variable |
| Issuance fee | $1.50/card | $2 – $5/card |
| Top-up fee | 2.0% | 3% – 5% |
| Supported cryptocurrencies | 20 (BTC, XMR, ETH, USDT ×4, USDC, …) | 5-8 |
| Monero (XMR) supported | Yes | Varies |
| REST API + webhooks | Yes | Limited |
| i18n / multilingual UI | 8 languages | English only |
| Public support email | None (in-dashboard tickets) | Email-based |
CryptoCardy's seven BINs — Visa Business, Mastercard World, Visa Platinum, Mastercard Standard, Visa Corporate, Visa Classic, Mastercard Prepaid — let you pick the right tier for each use case. Cryptostamp typically issues a single Visa BIN, which works fine for everyday e-commerce but is overkill for trial signups and underwhelming for ad-platform billing.
Practical implication: on Facebook Ads, a Visa Business BIN clears Meta's underwriting at a noticeably higher rate than a generic Visa Classic. If your primary use case is ad spend, the BIN choice matters more than the rest of the comparison.
Apple Pay and Google Pay's issuer-validation services rank BINs by tier. CryptoCardy's BIN 485291 (Visa Platinum) and BIN 541263 (Mastercard Standard) are specifically tuned to clear wallet provisioning on the first attempt. Lower-tier prepaid BINs — which is what most Cryptostamp issuance defaults to — often trigger a "verify with your bank" loop that is fatal for a no-KYC card (no phone number, no callback to register).
If you intend to use the card primarily through Apple Wallet or Google Wallet, the wallet-provisioning success rate is the single most important differentiator.
CryptoCardy accepts 20 cryptocurrencies including Monero (XMR), Tether on four different chains (ERC-20, TRC-20, Solana, BEP-20), USDC, XRP, and the major L1s and L2s. Cryptostamp typically supports 5-8 chains with the headliner cryptocurrencies (BTC, ETH, USDT).
If you fund primarily with Monero (most-anonymous chain), CryptoCardy is the safer pick — Monero support across no-KYC card providers is unreliable. We've maintained it consistently as a first-class settlement currency.
CryptoCardy: $1.50 per card issuance, 2% on top-ups, no monthly fee. Cryptostamp: typically $2-$5 per issuance, 3-5% on top-ups. For a customer issuing a few cards per month and topping up $500/month, CryptoCardy's total cost is roughly 30-50% lower.
CryptoCardy wins on BIN tier flexibility (7 vs 1-2), mobile-wallet provisioning reliability (Platinum + Standard tiers tuned for it), supported cryptocurrencies (20 incl. Monero), fees (~30-50% cheaper), and multilingual support (8 languages vs English-only).
Cryptostamp wins if you specifically prefer their UI, their support model, or if you've already established a working setup there and the switching cost outweighs the differences.
If you're choosing between the two for a new setup, CryptoCardy is the recommended pick for the broader feature set at a lower cost.
No — virtual cards are issuer-specific and cannot be transferred. You need to issue fresh cards on whichever platform you choose and update merchant payment methods accordingly.
CryptoCardy's in-dashboard ticket system requires at least one active card (intentional gate to keep support queue clean for actual customers). Cryptostamp typically offers email-based support without that gate.
Both are no-KYC. CryptoCardy's seed-only authentication and lack of email/phone means there is literally nothing for us to leak in a breach. We do not know who our customers are.
CryptoCardy. Monero settlement has been continuously available since launch. Cryptostamp's Monero support has historically been intermittent.
Escolha uma BIN acima, recarregue com qualquer uma das 20 criptomoedas e seu cartão fica pronto para uso assim que o depósito confirmar.